Oneonta Fire and Rescue Service recently received the results of our recent Insurance Service Office (ISO), Public Protection Classification (PPC) survey. We are proud to announce that our Public Protection Classification has improved from a 4/9 to a 3/3X.
The PPC evaluation exists for more than 48,000 fire protection areas and recognizes the efforts of communities to provide their citizens and property owners with fire protection services consisting of three major components: emergency communications, fire department capabilities and water supply.
Ten percent of the rating reflects the community's emergency communications capabilities, including 911 telephone systems, adequacy of telephone lines, operator supervision and staffing, and dispatching systems.
Fifty percent of the rating reflects the quality of the fire department, including adequacy of equipment, sufficiency of staffing, level of training and the geographic distribution of fire companies.
Evaluation of the water supply comprises the remaining 40 percent of the ISO rating. This looks at the condition and maintenance of hydrants, existence of alternative water sources, and the amount of available water, both in terms of volume and pressure, compared with the amount needed in fire suppression.
ISO’s Public Protection Classification Program plays an important role in the underwriting process at insurance companies. According to ISO, “most U.S. insurers – including the largest ones – use PPC information as part of their decision-making when deciding what business to write, coverage’s to offer or prices to charge for personal or commercial property insurance.”
The improved PPC rating was not possible without the commitment and hard work of the firefighters of Oneonta Fire and Rescue Service, City of Oneonta, Oneonta Utilities Board, and Blount County 911 in their efforts to serve the citizens of Oneonta and Blount County.